For 2027, enrollees in the Postal Service Health Benefits (PSHB) program will be paying an average of 8.2% more toward their premiums. It follows an average increase of 12.3% for 2026, and 11.1% for 2025.
Premiums for federal health insurance programs inevitably increase each year. Some plan options will have smaller cost increases, while others will have bigger ones. The federal government covers about 75% of FEHB and PSHB participants’ health insurance premiums, and no more than 72% of the weighted average of the previous year’s premiums.
When accounting for the government’s share of premium costs, FEHB rates are increasing by 9.3% and PSHB rates are increasing by 6.7% overall.
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OPM Announces 2026 Federal Benefits Open Season as Premium Growth Slows for Second Consecutive Year
WASHINGTON, DC – Today, the U.S. Office of Personnel Management (OPM) announced that the 2026 Federal Benefits Open Season will run from November 9 through December 14, 2026. The rates and benefits for the 2027 Federal Employees Health Benefits (FEHB) Program, Postal Service Health Benefits (PSHB) Program, and Federal Employees Dental and Vision Insurance Program (FEDVIP) are now available for review on OPM.gov.
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